XLKash Lending Corp.
©2022 All Rights Reserved by XLKash Lending
When you use, access, download, browse or register to the XLKash Lending service on the XLKash Lending website, the XLKash Lending mobile application (“XLKash Lending Application”), or other related digital medium or media including social media (“XLKash Lending Facility”),you signify that you have read, understood, and accepted these Terms of Service and agree to be bound by them, including all related rules and regulations for the use and availment of any service, product or information of the XLKash Lending Facility. You also agree to be bound by any and all laws, rules, regulations and governmental issuances applicable to the XLKash Lending Facility or the Company (as hereinafter defined below), as well as such other terms and conditions governing the use of other facilities, benefits, products or services which we may make available to you in connection with the XLKash Lending service, or membership recruit programs as may be offered in the future. You may be required to register an account (“XLKash Lending Account”) to use the XLKash Lending service. If you access the XLKash Lending service via any XLKash Lending Facility, these Terms of Service shall be a binding agreement between you and XLKash Lending Corp. (“Company”). If you do not agree, do not fully understand or have reservations with respect to any provision of these Terms of Service, please exit and stop your use of this XLKash Lending Facility.How to be eligible?
To be eligible to use the XLKash Lending Facility, you should be at least eighteen (18) years of age, in good credit standing, and has the legal capacity to enter into binding agreements, specifically the availment of products and/or services offered in the XLKash Lending Facility.
When you create your XLKash Lending Account, you agree to provide the true, current, complete and accurate information about yourself in the registration or application form. The Company reserves the right to conduct a background verification of your identity, credit and fraud investigation prior to, during and for the duration of your registration, application, use of the XLKash Lending Facility, any loan, or any other service or feature. If any information you provide is untrue, inaccurate, not current, or incomplete, we reserve the right to cancel your registration, suspend your XLKash Lending Account, reject any application you have submitted, and restrict your future use of the XLKash Lending Facility and availment of products and services available over the XLKash Lending Facility. The Company also reserves the right to reject any registration, deny access to the XLKash Lending Facility or decline any loan application in violation of these Terms of Service.
Please be advised that the services can only be provided if you agree to disclose relevant identification, employment and financial information which you will be required toprovide and may also be obtained by the Company from all relevant sources in accordance with your instruction and authorization (“Authorization”).
When you submit content to the XLKash Lending Facility, you agree to:
The XLKash Lending Facility may contain content provided by third-party services and resources. You acknowledge and agree that we are not responsible or liable for the availability or accuracy, appropriateness, completeness or non-infringement of third-party services, or the contents, products or services available on or through such third-party services. Unless specified or notified by the Company, the availability of such third-party services does not imply any endorsement by us of such third-party services of the content, products or services. The Company and the XLKash Lending service make no representation or warranties about any service, content and/or other resources provided by the third-party. You may not copy, remove, alter, or obscure any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the products or services in respect of any content and/or other resources provided by the third-party.
We assume no responsibility for the conduct of any third-party merchant submitting any content on their products and services or from their resources, and we assume no responsibility for monitoring the XLKash Lending service for inappropriate contents or conduct. We do not, and cannot, pre-screen or monitor all user and partner content. Your use of the XLKash Lending service and availment of the products and services made available via the XLKash Lending Facility shall be at your own risk. By using the XLKash Lending service, you may be exposed to content that may be not in line with your expectations. You bear all risks associated with your reliance on any available content in connection with the XLKash Lending Service.Is there warranty for services and content?
The products and services available on the XLKash Lending Facility, including products and services provided by third parties through the XLKash Lending Facility are provided on “as is”, “as available” basis and without any representation or warranty of any kind.
The Company does not warrant the content, quality, accuracy, adequacy or completeness of the information provided over the XLKash Lending Facility and expressly disclaims liability for any errors or omissions in such information, in particular over any content and/or other resources provided by the third-party in respect of products or services offered through or via linkage to the XLKash Lending Facility. The Company does not guarantee and promise any specific results from use of products and services made available over the XLKash Lending Facility or that the availment of any part or all of the XLKash Lending service will be uninterrupted and error-free.
The Company shall not be responsible for information users or merchant partners may post, disclose, publish or share on the XLKash Lending Facility or any offensive, inappropriate, obscene, unlawful or otherwise objectionable content uploaded, disclosed, published, or shared by other users or merchant partners. The Company is not responsible for the conduct, whether online or offline, of any user or merchant partner of the XLKash Lending Facility or its products or services made available through the XLKash Lending Facility.
The Company is not responsible for the accuracy of the information, content, products or services offered by, or the information practices adopted by sites linked to or from the XLKash Lending Facility. Since third-party websites, platforms or facilities may have different privacy policies and/or security standards governing their sites, you should carefully review the privacy policies and terms and conditions of these websites, platforms or facilities prior to providing any Personal Data.What should you observe regarding Company’s partner merchant or third-party products and services?
For purchases of third-party products and services available over the XLKash Lending Facility, diligence is expected of the User to only transact with reputable merchants. The Company shall not be held liable and accountable for any unauthorized transaction. Once the transaction has been authorized, you bind yourself with the merchant’s terms of sale such as but not limited to on how you will receive the goods and/or services that you purchased (including the validity and expiry of voucher code etc).The Company is not liable and accountable for any undelivered goods and services, defects, damages and after-sales services of such goods and /or services of third parties. You shall be fully accountable for payment transactions especially in dealing with merchants that may have limited refund policy for invalid disputes.What is your responsibility for XLKash Lending account?
You are solely responsible for maintaining the confidentiality of your username, password, account and any other login or authentication and validation information you created or provided to the XLKash Lending Facility, including any mobile one-time password (i.e. one-time-password sent to your registered phone number that is valid for only one login session or transaction and in a certain period of time, to authenticate and identify you.) (“Unique User Credentials”). When you create, register and maintain your account, you agree to honor all activities performed and obligations contracted using your XLKash Lending Account.
You agree and confirm that any use of your Unique User Credentials shall at all times be presumed to be access by you and, if by a third-party, with your consent and authority. Any and all activities or transactions using your Unique User Credentials shall be valid and binding transactions that your created, committed and performed.
If there is an unauthorized use of your account or a breach of its security, you undertake to notify the Company of the relevant circumstances immediately.Is the Company liable for account misuse?
The Company will not be liable for any loss that you may incur as a result of someone else using any of your account or Unique User Credentials, either with or without your knowledge. You could be held liable for losses incurred by the Company due to a third party using your account or Unique User Credentials.What is the scope of account security?
While the Company has implemented adequate safeguards as required under the Data Privacy Act of 2012, the Company does not and cannot give full guarantee or warranty against their impairment. You acknowledge that you provide your Personal Data at your own risk.
You shall not share your XLKash Lending Account or login information, nor let anyone else access your XLKash Lending Account or do anything else that might jeopardize the security of your XLKash Lending Account.
In the event you become aware of or reasonably suspect any breach of security, including any loss, theft, or unauthorized disclosure of the login Information, you must immediately notify us and modify your login Information. You are solely responsible for maintaining the confidentiality of the login Information, and you will be responsible for all uses of the XLKash Lending Facility and the login Information, including making of loan applications, whether or not authorized by you. You are responsible for anything that happens to your XLKash Lending Account.
We reserve the right to remove or reclaim any usernames at any time and for any reason, including but not limited to claims by a third-party that a user name violates the third-party’s rightsWhat are the restrictions on my use?
You shall abide by all applicable terms and conditions, laws and regulations in your use of the XLKash Lending Facility, and availment of products and services available over the XLKash Lending Facility. In addition, you agree that you will not do any of the following:
We reserve to exercise upon our dicretion the right to:
Your use and availment of the products and services on the XLKash Lending Facility may be conditioned on your agreement to certain contracts and authorizations. When you signify your consent and permissions therein, you agree to be bound by the terms and conditions thereof and such contracts and authorizations shall be deemed validly and voluntarily executed by you. Upon request, the Company may furnish you electronic copies of such documents.What are the conditions and consequences of termination ?
The Company may terminate or suspend your access to or ability to use the XLKash Lending Facility immediately, without prior notice or liability, for any reason or no reason, including breach of these XLKash Lending Terms of Service.
Termination of your access to and use of the XLKash Lending Facility shall not relieve you of any obligations arising or accruing prior to termination or limit any liability that you otherwise may have to the Company or any third-party.What are the limitations on the Company’s liability?
The Company shall not be liable for any loss, cost, compensation, damage or liability to you or third-party arising from, directly or indirectly, or as a result of any or all of the following:
You expressly agree that your use of the XLKash Lending Facility is at your sole risk.
The Company, its directors, officers, representatives, agents, or assigns, shall not be liable to you for loss or damage of any kind which you may suffer as a result of being a user of the XLKash Lending Facility, except where such loss or damage arises from our breach of these XLKash Lending Terms of Service or was caused by gross negligence, wilful default or fraud by the Company or its employees. The Company shall also not be responsible for any breach of these Terms of Service arising from circumstances outside our reasonable control.What is my liability in case of breach?
You shall be liable for any loss or damage suffered by the Company and/or its users as a result of:
The Company reserves the right to make changes to these XLKash Lending Terms of Service (“Updated Terms”) at any time. Unless the changes in the Terms of Service are for legal or administrative reasons, the Company will provide reasonable advance notice before the Updated Terms become effective by posting the Updated Terms on the XLKash Lending Facility.
Your use of the XLKash Lending Facility after the effective date of the Updated Terms constitutes your agreement to the Updated Terms. You should review these Terms of Service and any Updated Terms before continuing to use the XLKash Lending Facility.What are the other terms of service?
The other terms are:
I confirm having read and understood and agree to the foregoing XLKash Lending Terms of Service.
I have read these Terms and agree to them. By clicking the “sign up” or “connect” or “register” or “submit” button of any social media or public platforms linked to the XLKash Lending service, I understand that I am creating a digital signature, which I intend to have the same force and effect as if I had signed my name manually.