Trusted by 1M+ Filipinos

Fast Loans, Brighten Your Future

Xlkash provides efficient, transparent, and secure personal loan solutions. Get funded today with our 5-minute easy application.

Xlkash Mobile App

Authorized & Regulated by

SEC

SEC

NPC

NPC

AMLC

AMLC

CIC

CIC

Government Supervision
Xlkash is operated by XLKash Lending Corp., a lending institution approved and regulated by the Philippine Securities and Exchange Commission.

PSEC: CS201917309 CA: 3136

Our Advantages

Why millions of Filipinos trust XLKash

Professional lending, considerate service. We are committed to providing you with reliable financial solutions.

Robust Security

We offer top-notch security measures to safeguard your financial information and transactions with bank-level encryption.

Speedy Processing

Experience lightning-fast loan processing times, getting you the funds you need in as fast as 5 minutes.

Customer-Centric

We put you first with a lending experience that meets your unique needs, providing professional and considerate service.

Trusted Reputation

Choose a lending product with a proven track record and a trusted reputation regulated by the SEC in the Philippines.

Ready to start?

Join thousands of users today.

Apply Now

Values & Goals

Professional lending, considerate service.

We are committed to providing you with reliable financial solutions and becoming your solid partner on the financial road.

Trustworthiness

Building Trust for the Future

We are committed to being a trustworthy lending partner. Our goal is to establish long-lasting relationships based on mutual respect.

Innovation

Driving Innovation in Lending

We embrace innovation to stay ahead in the lending industry, constantly developing and improving our lending solutions.

Integrity

Our Commitment to Integrity

At XLKash, integrity is at the core of everything we do. We maintain the highest ethical standards in all our lending practices.

Simple 3 Steps,
Get Your Funds Fast

01

Submit Application

Complete our easy online application form to start the lending process.

02

Review and Approval

Our team and smart system will review your application and make a quick decision on approval.

03

Receive Funds

Once approved, sign the electronic contract and you will receive the loan funds in a timely manner.

How it works

Success Rate

98%

Success Stories

Trusted by thousands of happy borrowers

+1M

Join our growing community

"As an ordinary office worker, I occasionally encounter situations where I urgently need money. XLKash has been a great help to me. It not only provides a detailed explanation of the fees, allowing me to clearly know the specific composition of each fee, but also the entire loan process is very efficient."

A

Andres Magsaysay

Office Worker

"The speedy processing is real. I got my funds within the same day to restock my inventory. Highly recommended for small business owners in the Philippines!"

M

Maria Santos

Small Business Owner

"Very transparent with their rates and the app is so easy to use. The repayment reminders are a life-saver to avoid overdue fees."

J

Juan Dela Cruz

Freelancer

Got Questions?

We believe in transparency. If you don't find what you're looking for, our support team is just a message away.

01 What conditions do I need to meet to use XLKash loan services?

To use XLKash loan services, you need to be at least 18 years old, have a steady income stream, and have a good credit history. In addition, you need to provide valid identification and available receiving account info.

02 I want to apply for a loan from XLKash. What should I do?

Applying for an XLKash loan is very simple. All you need to do is download the XLKash App, complete the registration and log in. Fill out the loan application form in the App and submit the required personal and financial information.

03 Why was my loan application rejected?

A loan application may be rejected for various reasons, including insufficient credit scores, unstable income, incomplete or inaccurate information, etc. We recommend that you check whether the information you have submitted is accurate and try applying again after a while.

04 If my loan application is rejected, can I apply again?

Of course, you can. We suggest you try again directly. Or you can try applying again after improving your credit status, stabilizing your income, or providing complete information.

05 I've already made the payment, but why does it still show "unpaid" on the App?

This may be due to a delay in system updates. Typically, repayment information will be updated within 5 minutes after you make a payment. If it hasn't been updated after this time, please contact our customer service team.

Ready to Get Started?

Download the XLKash app now and get your loan approved in as fast as 5 minutes. Available on both iOS and Android.

1M+

Happy Customers

5 Min

Fast Approval

24/7

Customer Support

Bank-Level Security
SEC Regulated
Instant Processing